About
License allows individual agents or employees of a pre-need seller to sell pre-need cemetery merchandise, funeral merchandise, funeral services, or a combination thereof to the public. The Insurance Division audits funeral homes and cemeteries to make sure that at least 80% of the money from prearranged funeral sales is in trust, funded by an insurance policy, or items have been properly warehoused.
Code Citation
Iowa Code chapter 523A
Who Applies
An employee or agent of a preneed seller must obtain a sales agent license in order to advertise, sell, promote or enter into agreements to furnish, upon the future death of a person, cemetery merchandise, funeral merchandise, funeral services, or a combination thereof. Insurance agents selling insurance to back these sales must also obtain a sales agent license. See Iowa Code 523A.502.
When To Apply
Contact the Iowa Insurance Division by sending an email to
[email protected] to request an account. In the email request provide legal name, home address, phone number, and personal email address. Access will be given to the RIU Filing Portal and the application and background check information can be completed and processed.
Initial Requirements
None.
Duration
Annual renewal required.
Processing Time
One week.
Fee Structure
Initial Permit: $10 plus $15 for a criminal history request. Renewal: $10
Renewal Requirements
Continuing education credits each license term as required by Iowa Administrative Code 191.100.14. The filing of an annual report as required by Iowa Code 523A.502A and Iowa Administrative Code 191.100.15.
Exam
Does not pertain.
Additional Information
https://iid.iowa.gov/instructions-information-for-the-riu-portal